Get the trailer you need with payments that fit your budget. Whether you’re buying a utility trailer for weekend projects or a dump, gooseneck, or equipment trailer for your business, Workhorse Trailers offers financing options through Sheffield Financial, Synchrony, and Clicklease.
Sheffield Financial is our primary financing partner, offering an easy starting point for customers looking to finance their next trailer. Synchrony and Clicklease provide additional options, and our team can help you explore which route fits your purchase.
Start With Sheffield Financial
Buying a trailer should be straightforward, and financing should be too. That’s why Sheffield Financial is our first choice for trailer financing. Our team has found Sheffield easy to work with, helping make the process simpler for us and our customers.
Start online using our Sheffield prequalification link, then work with our team to find the right trailer for your needs and budget.
Prequalify With Sheffield Financial
Prequalification does not guarantee final loan approval. Financing is subject to credit approval and lender terms.
Additional Financing Options
Synchrony
We also offer financing through Synchrony. If you’re exploring alternatives to Sheffield, ask our team about the Synchrony financing options available for your trailer purchase.
Clicklease
Purchasing equipment for your business? Clicklease offers equipment leasing options for small businesses and may be worth exploring if traditional financing doesn’t fit your situation.
Before choosing a lease, review the payment schedule, total cost, and any purchase options included in the agreement. Our team can help you get started with the appropriate provider.
How Trailer Financing Works
Financing lets you spread the cost of a trailer over time instead of paying the full purchase price upfront. Your payment depends on the amount financed, any down payment, the repayment term, and the rate and terms you qualify for.
When comparing offers, consider both the monthly payment and the total amount you’ll pay. A longer repayment term may lower your monthly payment while increasing the overall cost.
Financing and leasing agreements work differently, so review the details of your offer, including ownership terms, fees, and early payoff or purchase options.
What If My Credit Isn’t Perfect?
You can still explore your options. Each provider has its own requirements, and approval, rates, and terms depend on your application.
Start with Sheffield Financial or contact our team for help deciding where to begin. If you’re buying for a business, we can also point you toward Clicklease’s equipment leasing options.
Get Ready to Apply
Having a few details ready can make the process easier:
- Your contact information and government-issued ID
- Income or business information requested by the provider
- The trailer model and purchase price, if you’ve already chosen one
- The amount you plan to put down, if applicable
Find Your Trailer. Explore Your Options.
We’re a family-owned shop, and we want to help you find a trailer and payment arrangement that make sense for you.
Start with Sheffield Financial, our primary financing partner, or contact us to learn more about Synchrony and Clicklease.
